PRE-RETIREMENT PLANNING: ENLIGHTENMENT FOR WORKERS TOWARDS FINANCIAL INDEPENDENCE IN ILORIN WEST L.G.A. KWARA STATE, NIGERIA
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Date
2025-10
Journal Title
Journal ISSN
Volume Title
Publisher
Faculty of Social Sciences Ojaja University.
Abstract
Data collected from the respondents were analyzed using a simple percentage to analyze the demographic information of the respondent while mean and standard deviation was used to answer the research questions raised how pre-retirement planning activities can increase the total resources of retirees, including tangible mental, social resources, and consequently contribute to better psychological and physical well-being. The results of the latent growth
mediation models also support our prediction: retirees with more preparatory activities before retirement acquire greater resources at the initial stage, which contribute to positive changes in post-retirement well-being over time. The results of the study reveals that enlightening the public about pre-retirement planning help workers think critically and plan, Lack of proper information cause workers not plan effectively towards retirement, educating workers about pre-retirement planning before employment help them to plan adequately.
Description
Keywords
Pre-retirement, Independent, Workers, Enlightenment and Finances
Citation
Pre-retirement, Independent, Workers, Enlightenment and Finances