PRE-RETIREMENT PLANNING: ENLIGHTENMENT FOR WORKERS TOWARDS FINANCIAL INDEPENDENCE IN ILORIN WEST L.G.A. KWARA STATE, NIGERIA

dc.contributor.authorAbdulsalam, Oladimeji Sholagberu
dc.contributor.authorYakubu, Toyin Ibrahim
dc.contributor.authorKayode, SadiqToyin
dc.date.accessioned2026-02-17T09:53:44Z
dc.date.available2026-02-17T09:53:44Z
dc.date.issued2025-10
dc.description.abstractData collected from the respondents were analyzed using a simple percentage to analyze the demographic information of the respondent while mean and standard deviation was used to answer the research questions raised how pre-retirement planning activities can increase the total resources of retirees, including tangible mental, social resources, and consequently contribute to better psychological and physical well-being. The results of the latent growth mediation models also support our prediction: retirees with more preparatory activities before retirement acquire greater resources at the initial stage, which contribute to positive changes in post-retirement well-being over time. The results of the study reveals that enlightening the public about pre-retirement planning help workers think critically and plan, Lack of proper information cause workers not plan effectively towards retirement, educating workers about pre-retirement planning before employment help them to plan adequately.
dc.description.sponsorshipself
dc.identifier.citationPre-retirement, Independent, Workers, Enlightenment and Finances
dc.identifier.issn2795-2789
dc.identifier.urihttps://uilspace.unilorin.edu.ng/handle/123456789/17006
dc.language.isoen
dc.publisherFaculty of Social Sciences Ojaja University.
dc.subjectPre-retirement
dc.subjectIndependent
dc.subjectWorkers
dc.subjectEnlightenment and Finances
dc.titlePRE-RETIREMENT PLANNING: ENLIGHTENMENT FOR WORKERS TOWARDS FINANCIAL INDEPENDENCE IN ILORIN WEST L.G.A. KWARA STATE, NIGERIA
dc.typeArticle

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