Development of E-wallet System for Tertiary Institution in a Developing Country

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dc.contributor.authorFashoto, Stephen G
dc.contributor.authorUzoka, F M E
dc.contributor.authorAmeen, Ahmed O
dc.contributor.authorMabayoje, M
dc.date.accessioned2018-08-14T14:04:07Z
dc.date.available2018-08-14T14:04:07Z
dc.date.issued2016
dc.description.abstractThe absence of adequate automated teller machines (ATMs) and banks in and around some university campuses has left students high and dry on many occasions. After banking hours, in a situation where ATMs are unable to dispense cash, students are left unable to purchase products they need at that time. The research methodology develops a new prototype for a practical e-wallet whose goal is to allow the instant money transfers between two users. Although the e-Wallet concept has many implementations, we improve the present level of knowledge by joining the online technology and the classic concepts about money restricted to the university students portal/server due to lack of bank network most times on campus. As opposed to the storing of various plastic card details on the mobile device, a single virtual card is suggested. Monetary value can be transferred to the virtual card. The proposed e-wallet system is very essential as it ensure access to funds kept in the virtual account at alltime via the internet; these reduce the dependency on the ATMs. The e-wallet system is a vital tool in the tertiary institutions. It is of benefit to students and merchants within the campus and thus should be properly manageden_US
dc.identifier.urihttp://hdl.handle.net/123456789/1156
dc.language.isoenen_US
dc.publisherGeorgian Technical University & St Andrew University of Patriarchy of Georgiaen_US
dc.relation.ispartofseriesVolume 49;Number 3
dc.subjectAuthenticationen_US
dc.subjecte-walleten_US
dc.subjectATMen_US
dc.subjectGoogle walleten_US
dc.subjectmodes of transactionen_US
dc.titleDevelopment of E-wallet System for Tertiary Institution in a Developing Countryen_US
dc.typeArticleen_US

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The use of cash as a mode of payment has been widely accepted in exchange for goods and services. However, we cannot fail to neglect the challenges associated with this mode of payments. The absence of adequate automated teller machines (ATMs) and banks in and around some university campuses has left students high and dry on many occasions. After banking hours, in a situation where ATMs are unable to dispense cash, students are left unable to purchase products they need at that time. The idea of electronic money was first proposed by David Chaum in 1983 but was not fully setup until 1990 when he founded his electronic cash company, DigiCash, in Amsterdam. The first electronic transfer was sent in 1994
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