Browsing by Author "Abdulraheem, Abdulrasheed"
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Item An Analysis of Credit Creation and Administration in Commercial Banks in Nigeria(Faculty of Management and Social Sciences, Ibrahim Badamasi Babangida University, Lapai, 2010) Abdulraheem, Abdulrasheed; Etudaiye-Muhtar, Oyebola FatimaThis paper examines credit creation and administration of commercial banks in Nigeria. It defines banking and credit as a process using various tables to illustrate the process of credit creation by commercial banks. It also tries to analyse the post-consolidation effects of credit creation and administration in Nigeria. It recommends among others that commercial banks should evaluate loan proposals and put in place a versatile credit policy and environment to help in minimising issues of default in repayment of credit by banks customers.Item An Evaluation of Products Innovation among Nigerian Commercial Banks(Department of Business Administration, University of Ilorin, 2009) Abdulraheem, Abdulrasheed; Etudaiye-Muhtar, Oyebola FatimaThe product innovation process is a concept that banks are gradually adopting in order to outwit one another in the market place. This paper therefore analyse this process among Nigerian Banks, the different functions carried out by the banks, the innovation process, the various products and services offered by the banks and also the reason why a bank has to be innovative in its service rendering process. It concludes by recommending amongst other measures that a bank has to constantly come up with innovative products to be able to compete better in today's ever changing business and technologically driven environment.Item Financial meltdown on the capital market: A study of the Nigerian stock market exchange.(Academy of Taiwan Business Management Review,.Taiwan Institute of Business Administration, 2011-12) Yahaya, K. A.; Abdulraheem, Abdulrasheed; isiaka, S. B; Aliu, O. A.; Yisau, N. SA major engine of economic growth and development of any nation is its capital market. Until quite recently. the Nigerian capital market was the toast of many enlightened Nigerians both home and abroad. This research study investigated the impact of financial meltdown on the capital market with particular reference to the Nigerian Stock Exchange (NSE). In carrying out the study. survey research design was adopted and thirty (30) observations were drawn each from the periods before the crash and after the menace. Using Z test statistical analysis, two hypotheses tested with respect to NSI-I All Share lndex (ASI) and market capitalisation were rejected implying that the tests were statistically significant. On the contrary, the hypothesis tested on NSE market turnover was accepted meaning that the observed difference in the values was statistically insignificant. Similarly, using market model, it was discovered that there were significant changes in individual quoted securities and expected returns in the period under consideration. Above all, the findings of the study revealed that the financial meltdown impacted negatively on the operational performance and efficiency of the Nigerian stock market. lt was recommended that the Nigeria government should inject physical cash into the stock market as a way of bail out in order to restore the lost confidence in the market and also the investors and stock market operators should play the games according to the rule.