Residential Real Estate Investment Performance Evaluation in an Emerging Economy: A Look at North-Central Nigeria’s Real Estate Submarket

Abstract

Abstract This study analysed the performances of residential real estate investment in Minna property submarket of north-central Nigeria with a view to guiding real estate investors in decision making. The study adopted a survey research design to collect residential property transaction data and information from estate surveying and valuation firms as well as reputable estate agent offices in the study area. Index number, holding period return, modified value-at-risk and modified Sharpe ratio models were adopted for data analysis. The study found a progressive movement in rental and capital values of residential real estate in the study area within the study period (2007-2021). Residential real estate also showed positive performance in terms of total and risk-adjusted returns within the study period. The average combined mean total return on residential real estate investment across property categories and neighbourhoods in Minna metropolis for the period averaged 11.47% per annum. Investing in residential real estate investment in the study area was found worthwhile because there was a progressive growth in both rental and capital values. Returns on investment equally indicated positive performance when compared with risk-free investment asset in Nigeria. Thus, investors could include residential apartment in their investment portfolio for purpose of diversification. Study in this topic is conspicuously absent in Minna metropolis of north central Nigeria and this is the first known study to adopt the Cornish Fisher modified value at-risk and modified Sharpe ratio in analyzing real estate investment returns performance in Nigeria.

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June 2023

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