Impact of Credit Management on Non-Performing Loans in Nigeria Commercial Banks
| dc.contributor.author | Kolawole, Kayode David | |
| dc.contributor.author | Osemene, O. Florence | |
| dc.contributor.author | Ajayi, M. Adeniyi | |
| dc.contributor.author | Ajayi, Michael Adebayo | |
| dc.date.accessioned | 2021-03-02T10:51:12Z | |
| dc.date.available | 2021-03-02T10:51:12Z | |
| dc.date.issued | 2019 | |
| dc.description.abstract | Banks occupy vital position in every economy Nevertheless, there exists corporate governance failure in banks that results largely from customers sophistication and non-performing loans. The study examined credit management and non-performing loans of commercial banks in Nigeria. Ordered probit regression was used test the impact of bank specific control measures on non-performing loans in Nigerian commercial banks and vector autoregressive model was employed to examine the impact of macro-economic variables on non-performing loans in Nigerian commercial banks. The result of the regression analysis revealed that monitoring of loans usage by borrowers has significant impact on non-performing loans at 10 level of significance. The study concluded that bank specific control measures have significant impact on non-performing loans in Nigerian commercial banks. Banks should therefore ensure that credit officers perform periodic follow-ups on borrowers to ensure that loans are used for intended purposes to reduce the incidence of non - performing loans. | en_US |
| dc.identifier.issn | 2071-2162 | |
| dc.identifier.uri | http://hdl.handle.net/123456789/4395 | |
| dc.language.iso | en | en_US |
| dc.publisher | KJBM | en_US |
| dc.relation.ispartofseries | 9;1 | |
| dc.subject | Loans | en_US |
| dc.subject | Management | en_US |
| dc.subject | Non-performing | en_US |
| dc.subject | Commercial banks | en_US |
| dc.title | Impact of Credit Management on Non-Performing Loans in Nigeria Commercial Banks | en_US |
| dc.type | Article | en_US |