FINANCIAL INCLUSION IN AFRICA: DO CREDITORS' RIGHT PROTECTION AND INFORMATION SHARING MATTER?

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Date

2018

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Department of Accounting, Nigeria Police Academy, Wudil, Kano State

Abstract

Using the Global index database, we examine whether creditors’ rights protection and information sharing matter for financial inclusion in a sample of 36 countries in Africa. Our findings show that only information sharing is important for financial inclusion, particularly when country-level characteristics such as legal origin, income, population density, political stability, and bank competition are not controlled for. We suggest that better information sharing may lead to greater financial inclusion in African countries.

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Keywords

Financial Inclusion, Creditors' protection, Information sharing

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