Browsing by Author "Yakubu, Toyin Ibrahim"

Now showing 1 - 3 of 3
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    PRE-RETIREMENT PLANNING: ENLIGHTENMENT FOR WORKERS TOWARDS FINANCIAL INDEPENDENCE IN ILORIN WEST L.G.A. KWARA STATE, NIGERIA
    (Faculty of Social Sciences Ojaja University., 2025-10) Abdulsalam, Oladimeji Sholagberu; Yakubu, Toyin Ibrahim; Kayode, SadiqToyin
    Data collected from the respondents were analyzed using a simple percentage to analyze the demographic information of the respondent while mean and standard deviation was used to answer the research questions raised how pre-retirement planning activities can increase the total resources of retirees, including tangible mental, social resources, and consequently contribute to better psychological and physical well-being. The results of the latent growth mediation models also support our prediction: retirees with more preparatory activities before retirement acquire greater resources at the initial stage, which contribute to positive changes in post-retirement well-being over time. The results of the study reveals that enlightening the public about pre-retirement planning help workers think critically and plan, Lack of proper information cause workers not plan effectively towards retirement, educating workers about pre-retirement planning before employment help them to plan adequately.
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    Pre-Retirement Planning: Enlightenment for Workers Towards Financial Independence in Ilorin west L.G.A. Kwara State, Nigeria
    (Published by Ojaja University Press, 2025-10) Sholagberu, A. O.; Yakubu, Toyin Ibrahim; Kayode, Sadiq Toyin
    This paper examined the pre-retirement planning as enlightenment for workers towards financial independence in Kwara State, Nigeria. Descriptive research design was adopted for the study. The population of study consists of all the staff of Ilorin West local government, (654). A sample size of 100 respondents drawn from the staff of the local government using simple random sampling technique. A self-designed questionnaire was used to elicit relevant information from the respondents. Data collected from the respondents were analyzed using a simple percentage to analyze the demographic information of the respondent while mean and standard deviation was used to answer the research questions raised. This study explores how pre-retirement planning activities can increase the total resources of retirees, including tangible mental, social resources, and consequently contribute to better psychological and physical well-being. The results of the latent growth mediation models also support our prediction: retirees with more preparatory activities before retirement acquire greater resources at the initial stage, which contribute to positive changes in post-retirement well-being over time. The results of the study reveals that enlightening the public about pre-retirement planning help workers think critically and plan, Lack of proper information cause workers not plan effectively towards retirement, educating workers about pre-retirement planning before employment help them to plan adequately.
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    The role of Adult Education Programmes in Poverty Alleviation Strategies in Ilorin West Local Government Area, Kwara State, Nigeria
    (Faculty of Education and Extension Services, Usumanu Danfodiyo University, Sokoto, Nigeria, 2025-02) Kayode, Sadiq Toyin; Dr. Sholagberu, A. O.; Yakubu, Toyin Ibrahim
    This study explores the role of adult education in poverty alleviation strategies, using Ilorin West local government, area Kwara State, as a case study. it posits that adult education is a crucial tool for empowering individuals wit the skills and knowledge needed to improve their socioeconomic status. A descriptive research design was adopted. The population for the study comprised all 2,500 adult education learners in Ilorin West Local Government Area. A sample of 100 adult learners and 20 facilitators was selected. Two research questions and two hypotheses guided the study. Findings highlights a positive correlation between participation in adult education programmes and improved economic outcomes, including increased employment opportunities, higher income levels, and an enhance quality of life. Data were analysed using percentages. The study concludes that adult education is a vital component of comprehensive poverty alleviation strategies and recommends policy interventions to support and expand these programmes. The implication of this research is investment in adult education to foster sustainable development in Kwara State and similar context.