Browsing by Author "Joshua, Solomon Adeyele"
Now showing 1 - 2 of 2
Results Per Page
Sort Options
Item Property and Pecuniary Risk Exposures(Pepperdine Digital Commons Scholarship, Publication & Preservation, 2017) Joshua, Solomon Adeyele; Olubunmi Florence, Osemene; Idowu, Emmanuel OlubodunBusiness Interruption (BI) insurance is not popular among the operators/owners of Small and Medium Enterprises (SMEs) in Nigeria. This study is an attempt to investigate causes of SMEs' failure and to assist the owners on how to use BI to protect both the physical assets as well as future profits of their businesses. Hence, 389 SMEs were purposively selected from four major cities in Niger Delta Region (NDR) in Nigeria for this purpose. The statistical tools used for analysis were Phi and Cramer's V. The extent of SMEs losses through means of sourcing for materials and strategy employed to transfer such risk to third party were considered in this study. The findings revealed that : SMEs' losses were strongly related to means of conveying raw materials to business locations; and responsibility assumed by SMEs' owners to distribute goods to customers without the use of issued vehicles/vans...Item Small and Medium Enterprises' Risk Exposures and Mitigation Approaches in Nigeria(Pepperdine Digital Commons Scholarship, Publication & Preservation, 2018) Joshua, Solomon Adeyele; Olubunmi Florence, OsemeneRisks militating against small and medium enterprises (SMEs) have been on the increase due to how risks mitigations are conducted by the owners/operators. Although thorough understanding of business undertaken by the owners of SMEs enables them to have a clear picture of risks affecting their businesses so as to act in proactive manner in order to mitigate or avoid the impending risks...