Influence of Income Replacement on Management of Chronic Diseases among Retirees in Ilorin South Local Government, Kwara State
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Date
2026-07
Journal Title
Journal ISSN
Volume Title
Publisher
CENTRE FOR INTERNALISATION AND STRATEGIC PARTNERSHIP (CISP), University Of Ilorin, Nigeria
Abstract
The study investigated the influence of income replacement on the
management of chronic diseases among retirees in Ilorin South local
government. Six (6) research questions were raised, and six (6) research
hypotheses were formulated. A survey research design was adopted, and the
population for the study included all the retirees in Ilorin South Local
Government Area of Kwara State. The study adopted stratified and purposive
sampling techniques to select Ilorin South from the sixteen (16) local
governments in Kwara state. Three (3) wards were selected from the local
government using a purposive sampling technique, and two hundred (200)
respondents were selected from these wards. The Income Replacement and
Chronic Diseases Management Questionnaire and scorecard (IRCDMQ) was
the instrument used for data collection. The research questions were analysed
using frequencies, percentages, means, and standard deviations. The
hypothesis was tested with a t-test and linear regression at a 0.05 level of
significance, and data visualisation was done using ggplot, gtsummary,
stargazer packages, and LaTeX. The findings revealed most of the
respondents were female, aged 65 – 69 years old, earning below ₦81,000
₦150,000, which is equivalent to $120; and the most common disease among
the respondents was arthritis. The hypothesis revealed a significant
relationship between post-retirement income and retirees’ perception of health
management (p<0.05), indicating that each additional decrease in post
retirement income is associated with a 0.09081 decrease in the chronic disease
management score. Although the study revealed no relationship between post
retirement income and the number of reported diseases, likewise, the
differences in pre- and post-retirement income do not influence the number of reported diseases. Therefore, it is concluded that low-income replacement
affects the management of chronic diseases. The researchers recommended
that senior citizens, who have served the nation for 35 years or more, should
be compensated for their sacrifices during their service years.
Description
Keywords
Chronic disease management, Retirement, Retirees, Income replacement.
Citation
Chronic disease management, Retirement, Retirees, Income replacement.