IMPACT OF FINANCIAL INCLUSION ON PERFORMANCE OF BANKS IN NIGERIA

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dc.contributor.authorJimoh, Abdulrazaq Taiye
dc.date.accessioned2021-06-03T13:01:29Z
dc.date.available2021-06-03T13:01:29Z
dc.date.issued2019-12-31
dc.descriptionN/Aen_US
dc.description.abstractThe re-lunch of financial inclusion in 2012 by the central bank of Nigeria has made Nigerian banks to embrace several innovative ideas towards providing better quality services to their customers. These innovations are expected to impact on the performance of the banks as suggested by theoretical literature. This study is therefore conducted to provide some empirical explanation on the impact of financial inclusion instruments on performance of Nigerian banks. Data were collected from World Bank database, Central Bank of Nigeria Statistical Bulletin, and annual reports of deposit money banks. The data were analysed with Fixed Effect Regression Model. The Regression analysis was conducted after carrying out the Breusch-Pagan Lagragian Multiplier (BP-LM) test to determine the suitability of either the fixed effect or random effect model. The findings revealed positive and significant impact of Automated Teller Machines, Bank embranchment, and point of sale terminals on bank performance at both 1% and 5% levels of significance. However, the result on the number of bank account is not significant. The study concludes that improvement in the quality of financial services will attract more customers to the bank and boost their performance. It is thus recommended that more ATMs, POS and Branches be put in place for better inclusive finance.en_US
dc.description.sponsorshipN/Aen_US
dc.identifier.citationJimoh, et al.en_US
dc.identifier.issn2315 – 6325
dc.identifier.urihttps://uilspace.unilorin.edu.ng/handle/20.500.12484/5830
dc.language.isoenen_US
dc.publisherA Publication of Departments of Accounting & Finance and Business Administration, Fountain University, Osogboen_US
dc.relation.ispartofseries4;3
dc.subjectFinancial Inclusionen_US
dc.subjectPerformanceen_US
dc.subjectBanken_US
dc.subjectNigeriaen_US
dc.subjectDMBsen_US
dc.titleIMPACT OF FINANCIAL INCLUSION ON PERFORMANCE OF BANKS IN NIGERIAen_US
dc.typeArticleen_US

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