Abdulraheem, A.Yahaya, K. Aisiaka, S. BBashir, R. A.2018-06-212018-06-212011-06http://hdl.handle.net/123456789/712Nigeria is a country blessed with large numbers of small businesses especially in agriculture, craft and artisans as such there is the need for small business enterprises to have access to efficient finance. The study is therefore aimed at investigating the determinant of financing options of small business in Kwara state, Nigeria. A structured questionnaire was randomly distributed among owners of 300 small business spread among the three senatorial district of the mile. A logistic regression model was adopted for the study in the form of Y=a+ B1X1 + B2x2 + B3x3+ B4X4+B5X5+e. Finding shows that 82 percent of respondents will rather go to the debt market rather than absorb equity holders. It was also discovered that majority of the respondents were aware of the existence of formal institution but they do not have assets that can be used as collateral. The study concludes that the inaccessibility of formal financial institution is a major constrain to Finance. It was therefore recommended that support should be given through micro finance institutions to support people with sound business ideals.enSmall BusinessFinancial InstitutionEnterprises DeterminantArticle