Fashoto, S.G.Uzoka, FMEAmeenMabayoje, M.2018-06-202018-06-202016http://gesj.internet-academy.org.ge/download.php?id=2799.pdf&t=1http://hdl.handle.net/123456789/616Abstract The absence of adequate automated teller machines (ATMs) and banks in and around some university campuses has left students high and dry on many occasions. After banking hours, in a situation where ATMs are unable to dispense cash, students are left unable to purchase products they need at that time. The research methodology develops a new prototype for a practical e-wallet whose goal is to allow the instant money transfers between two users. Although the e-Wallet concept has many implementations, we improve the present level of knowledge by joining the online technology and the classic concepts about money restricted to the university students portal/server due to lack of bank network most times on campus. As opposed to the storing of various plastic card details on the mobile device, a single virtual card is suggested. Monetary value can be transferred to the virtual card. The proposed e-wallet system is very essential as it ensure access to funds kept in the virtual account at all-time via the internet; these reduce the dependency on the ATMs. The e-wallet system is a vital tool in the tertiary institutions. It is of benefit to students and merchants within the campus and thus should be properly managed.en-USAuthentication,e-wallet,ATM,Google wallet,modes of transaction.Article