Kolawole, kayode DavidOlubunmi Florence, OsemeneIjaiya, M. Adeniyi2020-06-102020-06-1020192071-2162http://hdl.handle.net/123456789/4185Banks occupy vital position in every economy Nevertheless, there exists corporate governance failure in banks that results largely from customers sophistication and non-performing loans. The study examined credit management and non-performing loans of commercial banks in Nigeria. Ordered probit regression was used test the impact of bank specific control measures on non-performing loans in Nigerian commercial banks and vector auto-regressive model was employed to examine the impact of macro-economic variables on non-performing loans in Nigerian commercial banks...enLoanmanagementnon-performingcommercial banksArticle