Jimoh, Abdulrazaq Taiye2021-06-022021-06-022015-06-30Jimoh, et al.https://uilspace.unilorin.edu.ng/handle/20.500.12484/5816NAThe study examined the effect of microfinance policy reforems on Microfinance Banks loans to SMEs in Nigeria. Time series data were collected on microfinance loans to SMEs over a period of twenty three years. The data were analysed using dummy variable regression approach (ANOVA model) to asses the regime effect of both community banking and microfinance banking on the finance of SMEs in Nigeria. The results revealed that microfinance policy reform impact siginificantly on MFBs loans to SMEs. The study concludes that policy reforms impact positively on SMEs financing in Nigeria. It is therefore recommended that CBN should through policy measures, strengthen the microfinance banks to enhance their lending capacity to SMEs.enMicrofinanceReformsCommunity BankingSMEsGrowthArticle